We make being proactive with your finances easy! Our online and mobile banking app fits even the busiest of schedules, and our checking accounts come with a National Bank debit card for easy spending! We believe in helping those within our community; open an account today to see how We Put the Community in Banking!
As we continue to update & deliver the latest for our customers, make sure to check out our additional banking products.
Checking Accounts
Regular Checking
Non Interest-Bearing Account
Minimum Deposit to Open: $100
Fees: (apply only to those under 65 years of age) A monthly maintenance fee of $3.00 will be charged, and each check/ ACH withdrawal will be charged a fee of $0.03 per item. A $0.10 credit will be given per $100 in average balance that is carried.
Example:
$3.00 Monthly Maintenance Fee
+ $0.45 ($0.03 + 15 = $0.45 checks/ ACH Withdrawals)
– $1.50 ($0.10 + average balance of $1,500 = $1.50)
= $1.95 Total customer Charge
Statements: Online statements available, paper statements will be mailed & distributed monthly.
Simple Checking
Non Interest-Bearing Account
Minimum Deposit to Open: $100
Fees: A flat fee of $5.00 will be charged if the balance falls below $100 at any time during the statement cycle.
Statements: Online statements available, paper statements will NOT be mailed or distributed. A fee of $5.00 will be charged per statement upon request.
ECO Checking
Non Interest-Bearing Account
Minimum Deposit to Open: $50
Transaction Limitations: No transactions by check or draft will be permitted from this account, only debit card transactions & online transfers/ bill pay (strictly electronic account).
Fees: No monthly fees!
Statements: Online statements available, paper statements will NOT be mailed or distributed. A fee of $5.00 will be charged per statement upon request.
NOW Account
Interest-Bearing Account
Minimum Deposit to Open: $1,000
Fees: A flat fee of $5.00 will be charged if the balance falls below $1,000 at any time during the statement cycle.
Statements: Online statements available, paper statements will be mailed & distributed monthly.
Money Market
Tiered Interest Earning
Minimum Deposit to Open: $10,000
Fees: A fee of $5.00 will be charged if the balance falls below $10,000 at any time during the statement cycle. No more than 6 withdrawals per month are allowed on this account. A $5.00 per item fee will be charged for any withdrawals over 6.
Statements: Online statements available, paper statements will be mailed & distributed monthly.
Savings Accounts
Regular Savings
Interest-bearing Account
Minimum Deposit to Open: $300
Fees: A flat fee of $6.00 will be charged if the balance falls below $100 any day of the statement cycle. An excessive withdrawal fee of $1.00 will be charged for each withdrawal in excess of 9 per quarter.
Statements: Quarterly statements are available unless an ACH debit or credit has been charged to the account. If this is the case, a monthly statement will be issued.
Super Savers
Interest-bearing Account
Super Savers accounts are for minor ages 0-18. To withdraw money, an authorized account signer must be present. Super Savers accounts will automatically change to Regular Savings accounts once customer turns 18.
Minimum Deposit to Open: $0
Fees: An excessive withdrawal fee of $1.00 will be charged for each withdrawal in excess of 9 per quarter.
Statements: Quarterly statements are available unless an ACH debit or credit has been charged to the account. If this is the case, a monthly statement will be issued.
Christmas Club
Interest Bearing Account
Minimum Deposit to Open: $1.00
Transaction Limitations: No transactions by check or draft will be permitted from this account. Funds will be distributed annually or upon your request to close the account.
Fees: No fees!
Statements: Quarterly statements are available unless an ACH debit or credit has been charged to the account. If this is the case, a monthly statement will be issued.
*Notice: If any customer closes a new account within 60 days of opening the account, the customer will be charged a $25 closure fee.
ID TheftSmart
We offer our own level of extra protection, to help keep you safe from fraud and stolen identity. Give us a call and learn how you can be better protected, today!