We value local business, big and small! Whether your company resides in the same community as our bank or not, we work to provide your organization with all the necessary tools & financial resources to make your business grow! With excellent customer care and support, we take the stress out of operating a business – from 24-hour deposit drop off locations & mobile/ online banking, we are here to help your business run smoothly!
As we continue to update & deliver the latest for our customers, make sure to check out our additional banking products.
Checking Accounts
Regular Checking
Non Interest-Bearing Account
Minimum Deposit to Open: $100
Fees: A monthly account maintenance fee of $3.00 will be charged, and each check/ ACH withdrawal will be charged a fee of $0.03 per item. A $0.10 credit will be given per $100 in average balance that is carried.
Example:
$3.00 (monthly fee)
+ $0.45 ($0.03 + 15 = $0.45 checks/ ACH Withdrawals)
– $1.50 ($0.10 + average balance of $1,500 = $1.50)
= $1.95 Total customer Charge
Statements: Online statements available, paper statements will be mailed & distributed monthly.
Premier Business Checking
Interest-Bearing Account
Minimum Deposit to Open: $1,000
Fees: A flat fee of $5.00 will be charged if the balance falls below $1,000 at any time during the statement cycle.
Statements: Online statements available, paper statements will be mailed & distributed monthly.
Simple Business Checking
Non Interest-Bearing Account
Minimum Deposit to Open: $100
Fees: A flat fee of $5.00 will be charged if the balance falls below $100 at any time during the statement cycle.
Statements: Online statements available, paper statements will NOT be mailed or distributed. A fee of $5.00 will be charged per statement upon request.
Savings Accounts
Regular Business Savings
Interest-Bearing Account
Minimum Deposit to Open: $300
Fees: A flat fee of $6.00 will be charged if the balance falls below $100 at any time during the statement cycle. An excessive withdrawal fee of $1.00 will be charged for each withdrawal in excess of 9 per quarter.
Statements: Quarterly statements are available unless an ACH debit or credit has been charged to the account. If this is the case, a monthly statement will be issued.
*Notice: If any customer closes a new account within 60 days of opening the account, the customer will be charged a $25 closure fee.
ID TheftSmart
We offer our own level of extra protection, to help keep you safe from fraud and stolen identity. Give us a call and learn how you can be better protected, today!