Wednesday, November 13, 2019

Serving the Community Since 1948

Online Banking

Privacy Policy

Rev. September 2018

Why? Financial companies choose how they share your personal information.  Federal Law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security Number • Transaction history
• Account balances • Credit history
• Payment history • Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everday business.  In the section below, we list the reasons financial companies can share their customers' personal information; the reasons National Bank of St.Anne chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information Does National Bank of St. Anne share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes –
to offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes –
information about your transactions and experiences
No We don't share
For our nonaffiliates to market to you No We don't share
  Questions?   Call 815-427-8154 or go to


What we do
How does National Bank of St. Anne protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does National Bank of St. Anne collect my personal information? We collect your personal information, for example, when you: 1) open an account, 2) Apply for Financing, 3) Give us your contact information, 4) Give us your wage statements, or 5) Make a wire transfer. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.


Companies related by common ownership or control. They can be financial and non-financial companies.

  • National Bank of St. Anne has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • National Bank of St. Anne does not share with non-affiliates so they can market to you..
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • National Bank of St.Anne doesn't jointly market
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with non-affiliates either for them to market to you or for joint marketing - without your authorization.


FDIC Equal Housing Lender

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Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.